We used to defend the insurance companies.
Now we take them on. McCarthy & Associates is a Houston personal injury firm built by a former prosecutor and former insurance-defense trial attorney — so we know exactly how the other side values your claim, and exactly where it breaks.
- No fee unless we win
- Free, confidential consultation
- We answer 24/7
Tell us what happened
A lawyer reviews every submission. No cost, no obligation.
- $500M+Recovered for clients
- 2,500+Clients represented
- 98%Successful case rate
Prior results do not guarantee or predict a similar outcome in any future case. Every case is different, and the value of a claim depends on its specific facts, the injuries involved, and the available insurance coverage. Figures reflect the combined experience of the firm's attorneys, including work performed at prior firms.
Most injury lawyers have never sat on the other side of the table.
Jeff McCarthy has. He began as a pre-select candidate with the Harris County District Attorney’s Office, then spent years as a trial attorney for a Fortune 100 insurance carrier and a top Texas insurance-defense firm — defending the exact companies he now sues.
That experience is not a talking point. It is a map. He knows how adjusters set reserves, which medical records they comb for prior complaints, when a file gets escalated, and what a carrier actually fears at trial. When we say a settlement offer is low, we are not guessing.
- Former prosecutor — Harris County District Attorney’s Office
- Former insurance-defense trial attorney — Fortune 100 carrier
- Bronze Star recipient — 82nd Airborne Division, Operation Iraqi Freedom
Serious injury cases across Houston and Texas
If someone else’s carelessness turned your life upside down, one of these is your starting point.
Personal Injury
Negligence, premises liability, workplace injuries, dog bites, and intentional acts. If you were hurt because someone failed to act reasonably, you have a claim.
Learn moreVehicle Accidents
Car, 18-wheeler, motorcycle, rideshare, pedestrian and bicycle collisions — including hit-and-run and uninsured motorist claims.
Learn moreCatastrophic Injury
Traumatic brain injury, spinal cord damage, amputation, severe burns — cases where the real fight is over a lifetime of future care.
Learn moreWrongful Death
Claims brought by a surviving spouse, child or parent under the Texas Wrongful Death Act, plus survival claims on behalf of the estate.
Learn moreClass Action
When the same defective product, unsafe drug or unlawful practice harms many people the same way, individual claims are stronger together.
Learn moreInsurance Claims
Denials, lowball offers, delay tactics and bad-faith conduct — including claims under Texas Insurance Code Chapters 541 and 542.
Learn moreFour steps, and you pay nothing along the way
We front the cost of investigating and litigating your case. Our fee comes out of the recovery — if there is no recovery, you owe us no attorney’s fee.
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Free consultation
Call or send us the basics. We tell you honestly whether you have a case — and if you don’t, we tell you that too.
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Investigation
Scene evidence, black-box data, surveillance footage, witnesses, and the medical record. We move fast, because evidence disappears.
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Demand & negotiation
We build the claim the way a defense lawyer would attack it, then present it to the carrier with the holes already closed.
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Settlement or trial
If the offer is fair, we take it to you. If it isn’t, we file suit. The decision is always yours.
What clients say
“Friendly and professional. I had my first ever car accident last year and Jeff and his team took great care of me!”
“Excellent and superb customer service. My calls were returned within 24 hrs.”
“Jeff McCarthy did an impeccable job in representing me in my trial.”
Testimonials reflect the experience of individual clients and are not a guarantee, warranty or prediction of the outcome of any other case.
Straight answers, before you call
These are the questions we get most often in the first five minutes of a consultation. If yours isn’t here, ask us directly — it costs nothing.
What does it cost to hire you?
Nothing up front. We handle injury cases on a contingency fee, which means our fee is a percentage of what we recover for you. If we do not recover anything, you owe no attorney’s fee. We also advance the case expenses — experts, records, filings — and if there is no recovery, you owe us nothing: no attorney’s fees and no expenses. We will go through the fee agreement line by line before you sign it.
How long do I have to file a claim in Texas?
Texas generally gives you two years from the date of the injury to file a personal injury lawsuit. But there are important exceptions that can shorten that window dramatically — claims against a city, county or other governmental unit can require formal written notice in as little as 90 days. Do not assume you have time.
The insurance company already offered me money. Should I take it?
Talk to a lawyer first. Early offers usually arrive before anyone knows the full extent of your injuries, and accepting one almost always means signing a release that ends your claim permanently — including for treatment you haven’t had yet. A review costs you nothing.
Do I have a case if I was partly at fault?
Often, yes. Texas uses a modified comparative fault rule: you can still recover as long as you are not more than 50% responsible, though your recovery is reduced by your share of the fault. Insurance adjusters routinely overstate a claimant’s fault. That number is negotiable, and it is worth fighting over.
Will my case go to trial?
Most injury cases settle. But cases settle for more when the other side believes you are genuinely prepared to try them — which is why we build every file as if it is going in front of a Harris County jury. Whether to accept a settlement is always your decision, not ours.
What should I do right after an accident?
Get medical attention, even if you feel fine — gaps in treatment are the first thing a carrier attacks. Photograph everything. Get names and numbers for witnesses. Report the crash. And be careful giving a recorded statement to the other driver’s insurer before you have talked to a lawyer.
The insurance company already has lawyers working on your case.
You should too. Tell us what happened and we’ll tell you where you stand — free, confidential, and with no obligation to hire us.