SIGN UP HERE (713) 300-8304
Free consultation · No fee unless we win | Call (713) 300-8304 — available 24/7
McCarthy & Associates SIGN UP HERE (713) 300-8304
Call (713) 300-8304 Request a free case review SIGN UP HERE
  1. Home
  2. Vehicle Accidents
Practice Area

Houston Vehicle Accident Lawyers

Car, truck, motorcycle, rideshare, pedestrian and bicycle collisions — including the ones where the other driver had no insurance, or drove away.

Houston is one of the most dangerous places to drive in the United States. The Katy Freeway, the 610 Loop, the Gulf Freeway and the Beltway generate a steady volume of serious collisions, and the insurance carriers that cover them are among the most sophisticated claim handlers in the country.

Collisions we handle

  • Car and SUV collisions — rear-end, intersection, lane change, head-on
  • 18-wheeler and commercial truck crashes — where federal motor carrier regulations, driver logs and black-box data come into play
  • Motorcycle accidents — including cases where the carrier leans on rider-bias to discount the claim
  • Rideshare collisions — Uber and Lyft, where coverage depends on which phase of the trip the driver was in
  • Pedestrian and bicycle collisions
  • Drunk and impaired driving crashes — which can support exemplary damages and, in some cases, dram shop claims against the bar that overserved
  • Hit-and-run and uninsured/underinsured motorist claims — brought against your own policy

Commercial trucks are a different case entirely

An 18-wheeler case is not a bigger car case. Motor carriers are governed by the Federal Motor Carrier Safety Regulations, which impose duties on hours of service, driver qualification, vehicle inspection and maintenance, and cargo securement. Violations of those rules are often the heart of the claim.

They are also evidence that disappears. Electronic logging device data, engine control module downloads, dashcam footage, dispatch records and drug-and-alcohol testing results are all subject to retention periods that can be measured in months — sometimes less. Trucking companies typically have a rapid response team at the scene within hours. A preservation letter needs to go out fast.

Be careful with the recorded statement

The other driver’s insurer will call within days and ask for a recorded statement, usually while you are still medicated and before you know the full extent of your injuries. You are generally not required to give one. Saying “I’m fine” out of politeness on a recorded line is one of the most expensive sentences an injured person can say.

When the other driver has no insurance — or not enough

Texas requires only modest minimum liability limits, and a meaningful share of drivers on Houston roads carry nothing at all. If the at-fault driver is uninsured, underinsured, or fled the scene, your own uninsured/underinsured motorist coverage may be the primary source of recovery.

These claims are adversarial even though they are against your own carrier, and Texas law imposes specific procedural requirements before a UM/UIM claim can be paid. We handle them the same way we handle any other contested claim.

What to do after a crash

  1. Get medical attention, even if you feel functional. Adrenaline masks injury, and a gap in treatment is the first thing a carrier will use against you.
  2. Photograph vehicle positions, damage, skid marks, road conditions and your visible injuries.
  3. Get names and phone numbers for every witness. Police reports frequently omit them.
  4. Report the collision to your own insurer — but decline to give a recorded statement to the other side until you have spoken with a lawyer.
  5. Keep everything: bills, out-of-pocket receipts, mileage to appointments, work absences.
Questions we hear

Vehicle Accidents FAQs

How long do I have to file after a car accident in Texas?

Generally two years from the date of the collision. But if a governmental vehicle was involved — a METRO bus, a city truck, a police cruiser — written notice may be required within as little as 90 days. And practically speaking, waiting costs you evidence long before it costs you the deadline.

The insurance company already offered to pay my medical bills. Is that a good deal?

Usually not. An early offer is almost always made before anyone knows whether you will need injections, surgery or long-term care, and accepting it means signing a release that closes the claim permanently, including for treatment you have not had yet. Have it reviewed first. It costs nothing.

What if I wasn't wearing a seatbelt?

It does not automatically bar your claim. Texas law does allow evidence of seatbelt non-use to be considered in apportioning responsibility for the injuries, so it can reduce recovery — but it is one factor among many, and it does not change whether the other driver caused the collision.

My accident was in an Uber. Whose insurance applies?

It depends on the driver's status at the moment of the crash. Coverage differs depending on whether the app was off, the driver was waiting for a ride request, or the driver was en route to or carrying a passenger. Rideshare companies maintain substantial contingent policies that apply in the later phases. Sorting out which policy is on the risk is one of the first things we do.

Leveling the playing field

Evidence in a crash case disappears in weeks, not years.

The sooner we can send preservation letters and get to the scene data, the stronger your claim will be. Call us — it is free.

Call now Free case review